Introduction

In today’s evolving financial landscape, investors are increasingly looking for personalized investment strategies that align with their unique financial goals, risk appetite, and market outlook. Portfolio Management Services (PMS) are useful in this situation. But did you know there are different types of PMS tailored for varying investment needs?

Let’s break down the key types of PMS and understand how each works.

Types of PMS

1. Discretionary PMS

Overview: The portfolio manager has complete authority over investment choices under this strategy. The manager decides what to buy, sell, and hold based on their market expertise, with the investor playing a passive role.

Ideal For: Investors who trust the fund manager’s judgment and prefer hands-free investing.

Key Benefits:

• Professional expertise
• Timely execution
• No need for client intervention
• Suited for long-term wealth creation

2. Non-Discretionary PMS

Overview: Here, the portfolio manager advises the investor on potential investments but needs client approval before executing any transaction.

Ideal For: Investors who want to be actively involved in their portfolio decisions but still value expert insights.

Key Benefits:

• Investor control with expert guidance
• Custom decision-making
• Suitable for informed investors

3. Advisory PMS

Overview: In advisory PMS, the manager only provides recommendations. The client executes the transactions on their own, based on the advice received. For the manager, it is the least intrusive type of PMS.

Ideal For: Experienced investors who only need professional opinions and have the time and expertise to manage execution themselves.

Key Benefits:

• Full control
• Cost-effective (lower fees than discretionary PMS)
• Ideal for self-directed investors

4. Thematic / Structured PMS

Overview: These PMS offerings are based on specific themes or strategies, such as sector-based investments (like IT or pharma), ESG-focused funds, or market-cap focused allocations (large-cap, mid-cap).

Ideal For: Investors looking to capitalize on specific trends or beliefs.

Key Benefits:

• Targeted exposure
• Opportunity to invest in emerging or niche sectors
• Diversification beyond standard models

Conclusion

Portfolio Management Services provide a range of flexible investment options tailored for individuals who seek personalized wealth management. Whether you want a fully managed portfolio, prefer to retain some control, or simply seek professional advice, there’s a PMS type to suit your needs.

The key is to understand your investment goals, risk tolerance, and involvement preference—and choose accordingly. With the right PMS, you can unlock structured, strategic, and smart investing.

Ready to explore PMS solutions?

Get in touch with Vedansh Wealth LLP for professional advice and customized portfolio plans.

8866055535 | contact@equity-box.com | www.equity-box.com