What to understand before investing outside India
Routes, currency, tax and reporting: the practical points that come with an overseas portfolio.
Offering
Global Investments
Selected international investments through MOFSL, using routes such as the Liberalised Remittance Scheme.
- Regulated by
- RBI for overseas remittances
- Provided by
- International investment products available through MOFSL
- Our role
- Authorised Partner of MOFSL
- Often considered by
- Investors looking to diversify beyond Indian markets.
What’s included
- International investment products available to resident Indians through MOFSL
- Help with documentation and bank remittance paperwork
- An outline of currency, tax and reporting considerations to discuss with your tax adviser
How it works with us
- Step 1
Choose a route
Invest directly abroad under LRS, or through Indian funds that invest overseas. GIFT City products have their own page.
- Step 2
Set up accounts
Complete the platform’s KYC and your bank’s remittance forms.
- Step 3
Remit and invest
Your bank sends the money abroad; tax collected at source may apply.
- Step 4
Report
Foreign assets must be shown in your income tax return; we flag what to share with your tax adviser.
Things to understand first
General points only. Read the offer documents for the specific product before you invest.
- Overseas investments carry currency risk as well as market risk.
- For resident individuals, remittances fall under the Reserve Bank of India’s Liberalised Remittance Scheme limits and rules, and tax may be collected at source.
- Foreign assets and income have specific tax and disclosure requirements in India.
- The products available depend on what MOFSL offers and can change.
Common questions
How much can I invest abroad?
Under the LRS, resident individuals can remit up to the annual limit set by the RBI, which covers all permitted purposes combined.
Do I need to report foreign investments?
Yes. Residents must disclose foreign assets in their income tax return, even in years with no income from them.
Can I invest abroad through Indian mutual funds?
Some Indian funds invest overseas. Industry-wide limits can restrict new investments in them at times.
Further reading
Regulatory information
Global investment opportunities are offered through Motilal Oswal Financial Services Limited (MOFSL), with EquityBox as its Authorised Partner. Overseas remittances are subject to the Reserve Bank of India’s rules.
Talk to us about global investments
An introductory call, with no obligation to invest.