Offering
Insurance
Life, health and general insurance through MOFSL, with help choosing cover, applying, renewing and claiming.
- Regulated by
- IRDAI
- Provided by
- Insurers, through MOFSL as corporate agent
- Our role
- Authorised Partner of MOFSL
- Often considered by
- Anyone whose family, health or business would be affected by an unexpected event.
What’s included
- Term life and other life insurance plans
- Health insurance for individuals and families
- General insurance such as motor, home and business cover
- Help with renewals, nominee updates and claims documentation
How it works with us
- Step 1
Understand the need
Who depends on you, what cover you already have, and what an unexpected event would cost.
- Step 2
Compare
Premiums, cover, exclusions and claim processes across the insurers available through MOFSL.
- Step 3
Apply
Complete the proposal form with full disclosure, and medical tests if the insurer asks.
- Step 4
Renew and claim
Renewal reminders, nominee updates, and help with paperwork when you need to claim.
Things to understand first
General points only. Read the offer documents for the specific product before you invest.
- Insurance is a subject matter of solicitation. Read the policy wording, including benefits, exclusions and conditions, before you buy.
- Premiums, the terms of cover and decisions on claims are made by the insurer.
- Complete and accurate information in your proposal form matters when you make a claim.
- Some plans combine insurance with investment. These have different costs, lock-in periods and risks from pure protection plans.
Common questions
Who decides a claim?
The insurer decides claims under the policy terms. We help you prepare documents and follow up.
Why does disclosure matter so much?
If health or other material facts are not disclosed in the proposal, the insurer may reject a later claim.
Can I return a policy after buying it?
Most policies have a free-look period during which you can return them. The length is stated in your policy document.
Regulatory information
Insurance is offered through Motilal Oswal Financial Services Limited (MOFSL), an IRDAI-registered corporate agent, with EquityBox as its Authorised Partner. Insurance is a subject matter of solicitation. Policies are issued by the respective insurers, who also decide claims.
Talk to us about insurance
An introductory call, with no obligation to invest.