How a systematic investment plan works, step by step
What happens each time you invest through a SIP, and what a SIP can and cannot do for you.
Offering
Mutual Funds
Schemes from several fund houses across equity, debt and hybrid categories, with support from your first investment onwards.
- Regulated by
- SEBI. Mutual fund distributors are registered with AMFI.
- Provided by
- Asset management companies (fund houses)
- Our role
- Vedansh Wealth LLP, AMFI-registered mutual fund distributor (ARN-255613)
- Often considered by
- Investors building long-term savings, setting money aside for specific goals, or looking for diversification across asset classes.
What’s included
- Equity, debt, hybrid, index and other scheme categories from multiple fund houses
- Systematic investment plans (SIPs), lump-sum investments, and systematic transfer or withdrawal plans
- Switches, redemptions, and updates to nominee, bank or contact details
- Consolidated statements and periodic conversations about your holdings
How it works with us
- Step 1
Complete KYC
A one-time KYC with PAN, address proof and a photograph, if you are not already KYC-compliant.
- Step 2
Choose schemes
We go through scheme categories, riskometer levels and costs so that you can make your choice.
- Step 3
Invest
Start a SIP or invest a lump sum. Payments go directly to the fund house, never to EquityBox.
- Step 4
Track and adjust
Statements, switches, redemptions and detail changes are handled through one contact.
Things to understand first
General points only. Read the offer documents for the specific product before you invest.
- Mutual fund investments are subject to market risks, and the value of units can go down as well as up.
- Every scheme has its own objective, riskometer level, expense ratio and exit load. Read the scheme documents before investing.
- Past performance does not indicate future returns.
- Tax treatment depends on the type of scheme and how long you hold it, and the rules can change.
Common questions
What do I need to start?
Your PAN, completed KYC, a bank account in your name and nominee details. If you are not yet KYC-compliant, we help you complete it.
What is the difference between direct and regular plans?
Both invest in the same portfolio. Direct plans are bought straight from the fund house and have a lower expense ratio. Regular plans are bought through a distributor and include the distributor’s commission.
Can I stop or pause a SIP?
Yes. SIPs can usually be paused or stopped at any time, subject to the fund house’s processing time.
Further reading
Regulatory information
Mutual fund distribution is carried out by Vedansh Wealth LLP, an AMFI-registered mutual fund distributor (ARN-255613). This activity is separate from, and not connected with, Motilal Oswal Financial Services Limited (MOFSL). As a distributor, Vedansh Wealth LLP receives commission from fund houses on investments made through it.
Talk to us about mutual funds
An introductory call, with no obligation to invest.